• STEP 1: FIND OUT HOW MUCH YOU CAN AFFORD
• STEP 2: PRE-APPROVAL - THE KEY TO SUCESS!
• STEP 3: GET FREE PROFESSIONAL HELP
• STEP 4: FINDING YOUR DREAM HOME QUICKLY
• STEP 5: NEGOTIATE THE LOWEST SALES PRICE
• APPLY TODAY FOR $100 DOLLARS OFF CLOSING COSTS.

This may seem obvious to you but believe it or not, most people don't know how much home they can afford to buy. Would you go to the grocery store to do your weekly shopping if you had no idea how much money you had to spend? Probably not. You would look at your budget and stay within those basic constraints. The same thing holds true when buying a home, but on a much larger scale. Discovering how much home you can afford is called pre-qualifying. This is a very simple and painless procedure which can usually be done over the telephone by an experienced mortgage professional called a "Broker"

The broker will review your income, debts and expenses to arrive at a fairly accurate estimation of how much home you can afford. There is no cost for this service and we are glad to do it. Often, you'll qualify for much more home than you thought you would!

We then go over exactly what your wants, needs and desires are and then tailor a loan especially for you and your needs. We call this our "Value Plan", giving you a loan amount, combined with favorable interest rates and comfortable payments makes moving on to step 2 easy.